Puzzle 20140307865192

en CR 31 Dual banking: a system that allows banks to obtain characters from either the state or the federal government Federal Reserve System: the nation’s first true central bank bank run: a rush by depositors to withdraw their funds from a bank before it failed FDIC: insured customer deposits in the event of a bank failure mutual savings bank: a depositor owned financial organization operated only for the benefit of its depositors savings and loan banks: financial institution that invested the majority of its funds in home mortgages member banks: banks that belong to the federal reserve system FOMC: makes decisions about the growth of the money supply holding companies: form of cooperation that owns one or more loans truth in lending laws: requires sellers to make complete and accurate disclosures to people who buy on credit monetary policy: includes controlling the expansion and or contracting of the money supply to influence availability of credit fractional reserve system: requires banks and other depository institutions to keep only a fraction of their deposits in the form of reserves reserve requirement: the formula used to compute the amount of reserves an institution must have liabilities: debts and obligations to others assets: properties, possessions & claims on others OMO: the buying and selling of government securities in financial markets discount rate: the interest the fed charges on loans to financial institutions moral suasion: use of persuasion such as announcements, press releases, articles in newspapers and margarine prime rate: the best or lowest interest rate commercial banks charge their customers monetize the debt: create enough money medium of exchange: money or other substance generally excepted in exchange store of value: one of the three functions of money allowing people to preserve value for future use recession: a period of decline in the economy as measured by changes in real GDP,DGP declines for 2 qtrs. or 6 months in a row inflation: a rise in the general level of prices gross domestic product: dollar amount of all final goods and services produced within a countries national boarder intermediate products: products used in making other products already counted in GDP second hand sales: the sale of used goods gross national product: dollar value of all final goods, services and structures produced in one pear with labor and property supplied by us residents disposable personal income: the total amount of income the consumer sector has at its disposal after personal income taxes consumer price index: reports on price changes for about 90,000 items in 364 categories producer price index: measure price changes received by domestic producers for their output

										1			2
											3

		4						5
										B
	6						7

						8					I								9
																10
					11
										G													12

																	13
				14		15									R

									16							S					17
																								18
								19						E

																			20			F
												21

							U													22
																23		24

																			S
	25
																			N
26

			27						A

	28														X

									29

Across:

2.	money or other substance generally excepted in exchange
6.	form of cooperation that owns one or more loans
8.	makes decisions about the growth of the money supply
10.	the best or lowest interest rate commercial banks
11.	properties, possessions & claims on others
15.	the total amount of income the consumer sector has at its disposal after personal income taxes
16.	the nation’s first true central bank
19.	the formula used to compute the amount of reserves an institution must have
20.	one of the three functions of money allowing people to preserve value for future use
21.	a rise in the general level of prices
23.	insured customer deposits in the event of a bank failure
25.	dollar amount of all final goods and services produced within a countries national boarder
26.	the interest the fed charges on loans to financial institutions
27.	the sale of used goods
28.	reports on price changes for about 90,000 items in 364 categories
29.	requires sellers to make complete and accurate disclosures to people who buy on credit

Down:

1.	a system that allows banks to obtain characters from either the state or the federal government
2.	use of persuasion such as announcements, press releases, articles in newspapers and margarine
3.	debts and obligations to others
4.	measure price changes received by domestic producers for their output
5.	the buying and selling of government securities in financial markets
7.	dollar value of all final goods, services and structures produced in one pear with labor and property supplied by us residents
9.	a rush by depositors to withdraw their funds from a bank before it failed
12.	products used in making other products already counted in GDP
13.	create enough money
14.
17.	banks that belong to the federal reserve system
18.	a period of decline in the economy as measured by changes in real GDP,DGP declines for 2 qtrs. or 6 months in a row
20.	financial institution that invested the majority of its funds in home mortgages
22.	a depositor owned financial organization
24.

Across:

2.	money or other substance generally excepted in exchange
6.	form of cooperation that owns one or more loans
8.	makes decisions about the growth of the money supply
10.	the best or lowest interest rate commercial banks
11.	properties, possessions & claims on others
15.	the total amount of income the consumer sector has at its disposal after personal income taxes
16.	the nation’s first true central bank
19.	the formula used to compute the amount of reserves an institution must have
20.	one of the three functions of money allowing people to preserve value for future use
21.	a rise in the general level of prices
23.	insured customer deposits in the event of a bank failure
25.	dollar amount of all final goods and services produced within a countries national boarder
26.	the interest the fed charges on loans to financial institutions
27.	the sale of used goods
28.	reports on price changes for about 90,000 items in 364 categories
29.	requires sellers to make complete and accurate disclosures to people who buy on credit

Down:

1.	a system that allows banks to obtain characters from either the state or the federal government
2.	use of persuasion such as announcements, press releases, articles in newspapers and margarine
3.	debts and obligations to others
4.	measure price changes received by domestic producers for their output
5.	the buying and selling of government securities in financial markets
7.	dollar value of all final goods, services and structures produced in one pear with labor and property supplied by us residents
9.	a rush by depositors to withdraw their funds from a bank before it failed
12.	products used in making other products already counted in GDP
13.	create enough money
14.
17.	banks that belong to the federal reserve system
18.	a period of decline in the economy as measured by changes in real GDP,DGP declines for 2 qtrs. or 6 months in a row
20.	financial institution that invested the majority of its funds in home mortgages
22.	a depositor owned financial organization
24.

										1			2
											3

		4						5
										B
	6						7

						8					I								9
																10
					11
										G													12

																	13
				14		15									R

									16							S					17
																								18
								19						E

																			20			F
												21

							U													22
																23		24

																			S
	25
																			N
26

			27						A

	28														X

									29

										1			2
											3

		4						5
										B
	6						7

						8					I								9
																10
					11
										G													12

																	13
				14		15									R

									16							S					17
																								18
								19						E

																			20			F
												21

							U													22
																23		24

																			S
	25
																			N
26

			27						A

	28														X

									29

										1			2
											3

		4						5
										B
	6						7

						8					I								9
																10
					11
										G													12

																	13
				14		15									R

									16							S					17
																								18
								19						E

																			20			F
												21

							U													22
																23		24

																			S
	25
																			N
26

			27						A

	28														X

									29